73nBasic Bank Account in Serbia
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Banks / UniCredit Bank

UniCredit Bank

UniCredit Bank Srbija a.d. Beograd · MB 17324918 · PIB 100000170 · www.unicreditbank.rs

mostly refuse verified verified 2026-11-06
For a non-resident, e/m-banking in the basic package is view-only. NBS decision 89/2022 (t. 4) includes payments via e/m-banking in the package; you can point this out in a complaint.

Where to send the application

UniCredit Bank Srbija a.d. Beograd Rajićeva 27-29 11000 Beograd

OUP opšti deo (general terms, 24.08.2026), ch. 4 t. 1.1: notices to the bank — “preporučenim pismom sa povratnicom, upućenom na adresu sedišta Banke” (by registered mail with return receipt to the bank's registered office), in person at a branch, or by another agreed method. For a prigovor, name the department.

In person: at any branch of the bank. Bring a second copy of the application and ask staff to mark it as received, with the date.

Where to send the prigovor

UniCredit Bank Srbija a.d. Beograd Istraživanje zadovoljstva klijenata i upravljanje prigovorima klijenata Rajićeva 27-29 11000 Beograd

E-mail: [email protected]

Website form: https://www.unicreditbank.rs/rs/pi/kontakt/kontakt.html

at branches — “Kontakt forma” or “predaja dopisa” (the employee issues a potvrda prijema, confirmation of receipt); e/m-banking; e-mail — “sa adrese koju je korisnik prijavio banci kao svoj kontakt” (from the address the user registered with the bank as their contact)

In person: at any branch: the bank must accept a written complaint and give you a receipt with the place, time and name of the employee (t. 6 st. 1 Odluke NBS 51/2025).

All branches of the bank

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Basic account at this bank

Product
Platni račun sa osnovnim uslugama
Fee
150 RSD / month
What's included
one dinar current account; DinaCard debit; e/m-banking (for non-residents — balance viewing only); uplata/isplata (deposits/withdrawals) at UniCredit cash desks/ATMs free; payments via e/m-banking 14 RSD (up to 300.000 RSD); no limit on the number of transactions. Extras: credit card, overdraft, čekovi (if conditions are met), devizni račun 45 RSD/month (pensioners 25). Opening is free. Tariff “za rezidente i nerezidente”.
Bank's page
https://www.unicreditbank.rs/rs/pi/racun/tekuci_racun/platni-racun-sa-osnovnim-uslugama.html
Contact center
+381 11 3777 888 · +381 11 3777 888

What people say

There are almost no first-hand 2024–2026 reviews of the UniCredit basic account. maximumns.rs (Oct. 2026): a personal account is for salary if the employer banks with UniCredit; habr (2023): “difficult or impossible” for Russians. wiki.private.law and zuniclaw (2026) include UniCredit among banks that open accounts for non-residents; a non-resident's e-banking is for balance viewing only.

Caveats

  • General e-mail differs: [email protected] (Kontakt page, OU) vs [email protected] (website pop-up). For a prigovor use [email protected].
  • An e-mail prigovor is accepted “sa adrese koju je korisnik prijavio banci” — for an applicant without an account, post or a branch is more reliable.
  • OU t. 7.i allows refusal “bez posebnog obrazloženja” (without giving specific reasons) — this contradicts t. 4 of the same OU and the ZPU for the basic account.
  • Which document proves a non-resident's “mesto prebivališta ili boravišta u poslednjih godinu dana” is not published.
  • The EBS / home-country ID number is not mentioned explicitly (there is the general formula “druga identifikaciona oznaka”).

Documents: no residence permit, non-resident

Do they open accounts?: yes: basic account “za rezidente i nerezidente”

  • application (bank form)
  • passport (“lična karta, pasoš, ili druga odgovarajuća lična isprava”)
  • “dokument iz koga se može utvrditi mesto njegovog prebivališta ili boravišta u poslednjih godinu dana” (a document showing your place of residence or stay over the last year)

Asked for beyond the law:

  • translation/apostille of foreign documents — on request
  • online opening not available (residents only)
  • e/m-banking — balance viewing only
  • Same price, 150 RSD/month; separate “Nerezidenti — plaćanja u dinarima” lines in the Tarifa

Documents: resident with a residence permit

  • application (ime i prezime, adresa prebivališta/boravišta, JMBG “odnosno druga identifikaciona oznaka za fizičko lice koje nema državljanstvo RS”)
  • “dokument kojim se utvrđuje identifikacija (lična karta, pasoš, ili druga odgovarajuća lična isprava)” — passport / lična karta za stranca
  • signature specimen at the branch

Asked for beyond the law:

  • court interpreter's translation and apostille/legalization for foreign documents — on request (OUP opšti deo, ch. 4 t. 1.2)
  • AML data; without it the bank “neće uspostaviti poslovni odnos” (will not establish a business relationship) (OU t. 7.ii)

Online: yes, only for “punoletna fizička lica, rezidenti Srbije koji nemaju otvoren račun u Banci, i ne pripadaju grupi visokorizičnih klijenata” (adult residents of Serbia with no account at the bank who are not high-risk clients) — with video identification

Branches

Document intake at head office (pisarnica): No separate pisarnica is listed. A branch operates at the sedište address (Rajićeva 27-29), Mon–Fri 9–17; the bank promises to issue a “potvrdu prijema prigovora” (confirmation of receipt) at branches. The DPO address (Jurija Gagarina 12, 11070 Novi Beograd) is only for personal data matters.

CityBranchAddressHours
BeogradStari grad — Rajićeva
head office building
Rajićeva 27-29, BeogradMon–Fri 9–17 (cash desk 9–14)
BeogradStari grad — FrancuskaFrancuska 6, BeogradMon–Fri 9–17 (cash desk 9–14)
BeogradNovi Beograd — Jurija Gagarina 12Jurija Gagarina 12, Novi BeogradMon–Fri 9–17 (cash desk 9–14)
BeogradSavski venac — Vudroa VilsonaBulevar Vudroa Vilsona 8v, BeogradMon–Fri 9–17 (cash desk 9–14)
BeogradSavski venac — ResavskaResavska 28, BeogradMon–Fri 9–17 (cash desk 9–14)
BeogradZemunGlavna 31, ZemunMon–Fri 9–17 (cash desk 9–14)
Novi SadBulevar oslobođenjaBulevar oslobođenja 30, Novi SadMon–Fri 8–16 (cash desk 8–14)
Novi SadKatolička portaKatolička porta 2, Novi SadMon–Fri 8–16 (cash desk 8–14)
Novi SadNarodnog frontaNarodnog fronta 21, Novi SadMon–Fri 8–16 (cash desk 8–14)
NišNikole PašićaNikole Pašića 63, NišMon–Fri 8–16 (cash desk 8–14)
NišVizantijski bulevarVizantijski bulevar 80, NišMon–Fri 8–16 (cash desk 8–14)

All branches: https://www.unicreditbank.rs/content/dam/cee2020-pws-rs/DocumentePDF/Spisak%20ekspozitura%20i%20bankomatat%2004.11.2026.pdf

Sources (12)