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Banks / UniCredit Bank
UniCredit Bank
UniCredit Bank Srbija a.d. Beograd · MB 17324918 · PIB 100000170 · www.unicreditbank.rs
Where to send the application
OUP opšti deo (general terms, 24.08.2026), ch. 4 t. 1.1: notices to the bank — “preporučenim pismom sa povratnicom, upućenom na adresu sedišta Banke” (by registered mail with return receipt to the bank's registered office), in person at a branch, or by another agreed method. For a prigovor, name the department.
In person: at any branch of the bank. Bring a second copy of the application and ask staff to mark it as received, with the date.
Where to send the prigovor
E-mail: [email protected]
Website form: https://www.unicreditbank.rs/rs/pi/kontakt/kontakt.html
at branches — “Kontakt forma” or “predaja dopisa” (the employee issues a potvrda prijema, confirmation of receipt); e/m-banking; e-mail — “sa adrese koju je korisnik prijavio banci kao svoj kontakt” (from the address the user registered with the bank as their contact)
In person: at any branch: the bank must accept a written complaint and give you a receipt with the place, time and name of the employee (t. 6 st. 1 Odluke NBS 51/2025).
All branches of the bank
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Basic account at this bank
- Product
- Platni račun sa osnovnim uslugama
- Fee
- 150 RSD / month
- What's included
- one dinar current account; DinaCard debit; e/m-banking (for non-residents — balance viewing only); uplata/isplata (deposits/withdrawals) at UniCredit cash desks/ATMs free; payments via e/m-banking 14 RSD (up to 300.000 RSD); no limit on the number of transactions. Extras: credit card, overdraft, čekovi (if conditions are met), devizni račun 45 RSD/month (pensioners 25). Opening is free. Tariff “za rezidente i nerezidente”.
- Bank's page
- https://www.unicreditbank.rs/rs/pi/racun/tekuci_racun/platni-racun-sa-osnovnim-uslugama.html
- Contact center
- +381 11 3777 888 · +381 11 3777 888
What people say
There are almost no first-hand 2024–2026 reviews of the UniCredit basic account. maximumns.rs (Oct. 2026): a personal account is for salary if the employer banks with UniCredit; habr (2023): “difficult or impossible” for Russians. wiki.private.law and zuniclaw (2026) include UniCredit among banks that open accounts for non-residents; a non-resident's e-banking is for balance viewing only.
Caveats
- General e-mail differs: [email protected] (Kontakt page, OU) vs [email protected] (website pop-up). For a prigovor use [email protected].
- An e-mail prigovor is accepted “sa adrese koju je korisnik prijavio banci” — for an applicant without an account, post or a branch is more reliable.
- OU t. 7.i allows refusal “bez posebnog obrazloženja” (without giving specific reasons) — this contradicts t. 4 of the same OU and the ZPU for the basic account.
- Which document proves a non-resident's “mesto prebivališta ili boravišta u poslednjih godinu dana” is not published.
- The EBS / home-country ID number is not mentioned explicitly (there is the general formula “druga identifikaciona oznaka”).
Documents: no residence permit, non-resident
Do they open accounts?: yes: basic account “za rezidente i nerezidente”
- application (bank form)
- passport (“lična karta, pasoš, ili druga odgovarajuća lična isprava”)
- “dokument iz koga se može utvrditi mesto njegovog prebivališta ili boravišta u poslednjih godinu dana” (a document showing your place of residence or stay over the last year)
Asked for beyond the law:
- translation/apostille of foreign documents — on request
- online opening not available (residents only)
- e/m-banking — balance viewing only
- Same price, 150 RSD/month; separate “Nerezidenti — plaćanja u dinarima” lines in the Tarifa
Documents: resident with a residence permit
- application (ime i prezime, adresa prebivališta/boravišta, JMBG “odnosno druga identifikaciona oznaka za fizičko lice koje nema državljanstvo RS”)
- “dokument kojim se utvrđuje identifikacija (lična karta, pasoš, ili druga odgovarajuća lična isprava)” — passport / lična karta za stranca
- signature specimen at the branch
Asked for beyond the law:
- court interpreter's translation and apostille/legalization for foreign documents — on request (OUP opšti deo, ch. 4 t. 1.2)
- AML data; without it the bank “neće uspostaviti poslovni odnos” (will not establish a business relationship) (OU t. 7.ii)
Online: yes, only for “punoletna fizička lica, rezidenti Srbije koji nemaju otvoren račun u Banci, i ne pripadaju grupi visokorizičnih klijenata” (adult residents of Serbia with no account at the bank who are not high-risk clients) — with video identification
Branches
Document intake at head office (pisarnica): No separate pisarnica is listed. A branch operates at the sedište address (Rajićeva 27-29), Mon–Fri 9–17; the bank promises to issue a “potvrdu prijema prigovora” (confirmation of receipt) at branches. The DPO address (Jurija Gagarina 12, 11070 Novi Beograd) is only for personal data matters.
| City | Branch | Address | Hours |
|---|---|---|---|
| Beograd | Stari grad — Rajićeva head office building | Rajićeva 27-29, Beograd | Mon–Fri 9–17 (cash desk 9–14) |
| Beograd | Stari grad — Francuska | Francuska 6, Beograd | Mon–Fri 9–17 (cash desk 9–14) |
| Beograd | Novi Beograd — Jurija Gagarina 12 | Jurija Gagarina 12, Novi Beograd | Mon–Fri 9–17 (cash desk 9–14) |
| Beograd | Savski venac — Vudroa Vilsona | Bulevar Vudroa Vilsona 8v, Beograd | Mon–Fri 9–17 (cash desk 9–14) |
| Beograd | Savski venac — Resavska | Resavska 28, Beograd | Mon–Fri 9–17 (cash desk 9–14) |
| Beograd | Zemun | Glavna 31, Zemun | Mon–Fri 9–17 (cash desk 9–14) |
| Novi Sad | Bulevar oslobođenja | Bulevar oslobođenja 30, Novi Sad | Mon–Fri 8–16 (cash desk 8–14) |
| Novi Sad | Katolička porta | Katolička porta 2, Novi Sad | Mon–Fri 8–16 (cash desk 8–14) |
| Novi Sad | Narodnog fronta | Narodnog fronta 21, Novi Sad | Mon–Fri 8–16 (cash desk 8–14) |
| Niš | Nikole Pašića | Nikole Pašića 63, Niš | Mon–Fri 8–16 (cash desk 8–14) |
| Niš | Vizantijski bulevar | Vizantijski bulevar 80, Niš | Mon–Fri 8–16 (cash desk 8–14) |
All branches: https://www.unicreditbank.rs/content/dam/cee2020-pws-rs/DocumentePDF/Spisak%20ekspozitura%20i%20bankomatat%2004.11.2026.pdf
Sources (12)
- Platni račun sa osnovnim uslugama official · 2026-11-06
- Kontakti i prigovori official · 2026-11-06
- Obaveštenje o načinu podnošenja prigovora (01.07.2025) bank document · 2026-11-06
- Tarifa za opšte bankarske usluge FL (primena 12.10.2026) bank document · 2026-11-06
- PUN Platni račun sa osnovnim uslugama (20.07.2026) bank document · 2026-11-06
- OU pružanja platnih usluga FL (primena 01.01.2026) bank document · 2026-11-06
- OUP sa FL — opšti deo (primena 24.08.2026) bank document · 2026-11-06
- Spisak ekspozitura i bankomata 04.11.2026 bank document · 2026-11-06
- NBS — spisak banaka NBS · 2026-11-06
- maximumns.rs/articles/bankovskiy-schet-v-serbii media · 2026-11-06
- wiki.private.law (07.09.2026) media · 2026-11-06
- habr (2023) community · 2026-11-06
Discussion
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