73nBasic Bank Account in Serbia
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Banks / Raiffeisen banka

Raiffeisen banka

Raiffeisen banka a.d. Beograd · MB 17335600 · PIB 100000299 · www.raiffeisenbank.rs

mostly refuse verified verified 2026-11-06
Under the tariff, the basic package costs a non-resident 0 RSD a month. For a regular non-resident account the bank requires an employment contract, but the General Terms set no such condition for the basic account.

Where to send the application

Raiffeisen banka a.d. Beograd Đorđa Stanojevića 16 11070 Novi Beograd

Website: “Pisanim putem nam se možete obratiti na adresu centrale banke: Raiffeisen banka, Đorđa Stanojevića 16, 11070 Novi Beograd” (you can write to us at the head office address). The address is the same as the sedište (registered office).

In person: at any branch of the bank. Bring a second copy of the application and ask staff to mark it as received, with the date.

Where to send the prigovor

Raiffeisen banka a.d. Beograd Đorđa Stanojevića 16 11070 Novi Beograd

E-mail: [email protected]

Website form: https://banking.raiffeisenbank.rs/molbe-zahtevi-i-prigovori/

at any branch (the bank must issue a “potvrdu o prijemu prigovora, s naznakom mesta i vremena prijema, kao i lica zaposlenog”, i.e. a confirmation of receipt with the place, time and employee); by post; e/m-banking. The bank does not name the department that handles prigovori.

In person: at any branch: the bank must accept a written complaint and give you a receipt with the place, time and name of the employee (t. 6 st. 1 Odluke NBS 51/2025).

All branches of the bank

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Basic account at this bank

Product
Platni račun sa osnovnim uslugama
Fee
150 RSD / month
What's included
resident 150 RSD/month, NON-RESIDENT 0 RSD/month (Tarifa in RBPU061). Opening is free. Included: e-banking, m-banking, basic SMS package, Dina debit, trajni nalog/direktna zaduženja (standing orders/direct debits), push notifications; unlimited number of transactions. Extras for residents: credit card, overdraft, čekovi; devizni račun free; a non-resident can add only a devizni tekući račun. VISA Debit — on request, for a fee.
Bank's page
https://www.raiffeisenbank.rs/sr/stanovnistvo/racuni/platni-racun-sa-osnovnim-uslugama.html
Contact center
+381 11 3202 100 · +381 11 3202 100

What people say

t.me/ruserbia (Apr. 2022): an account was opened “in half an hour” with a passport and a white card, without income certificates. In 2026 the picture is tougher: maximumns.rs (Oct. 2026) — a dinar account for a resident after a year with a residence permit, or a salary account with a contract at a company that banks with Raiffeisen; business accounts for Russia/Belarus are not opened; parallax.company (Sept. 2026) — Raiffeisen “tightened the rules for Russian citizens”. mirsatori.com (Sept. 2026), however, says Raiffeisen opens accounts without a residence permit. All reviews are about “regular” accounts; no reviews about the basic account were found.

Caveats

  • Postcode: 11070 Novi Beograd (OUP, Kontakt page) vs 11000 Beograd (footer of the prigovor page).
  • The department receiving prigovori is not named; for withdrawing from a distance contract the OUP (general terms) gives “Sektor operativnih poslova za stanovništvo, Odeljenje kreditne administracije za stanovništvo” (this is not the prigovor address).
  • General e-mail: [email protected] (website) vs [email protected] (OUP).
  • The 0 RSD fee for a non-resident basic account is stated only in the Tarifa (OUP); the product page shows 150 RSD.
  • A regular non-resident account requires a prijava boravka and an ugovor o radu (t. 3.2) — there is a risk that a branch applies this to the basic account too (t. 3.6, where it is absent).
  • The “Druga dokumenta u skladu sa propisima” for the basic account are not specified.
  • No EBS / home-country ID number found in RBPU061 (14.07.2026) or RBPU062 (from 03.12.2026).

Documents: no residence permit, non-resident

Do they open accounts?: yes: basic account for a “rezidenta ili nerezidenta” with zakonit boravak (legal stay); fee for a non-resident 0 RSD/month

  • potpisani Zahtev za otvaranje računa (obrazac Banke)
  • passport (važeća isprava sa fotografijom)
  • “druga dokumenta u skladu sa propisima” — not specified

Asked for beyond the law:

  • for a REGULAR non-resident dinar account (t. 3.2) the bank requires: a document on place of residence over the last year, a “prijavu boravka” (beli karton) and a “ugovor o radu kod poslodavca registrovanog u RS” (employment contract with an employer registered in Serbia) — for the basic account (t. 3.6) the text sets no such requirements
  • a non-resident can add only a devizni tekući račun to the basic account; credit card/overdraft/čekovi are not available
  • Non-resident basic account — 0 RSD/month; the regular “Dinarski tekući račun nerezidenta” — bez naknade (free of charge) (Tarifa RBPU061)

Documents: resident with a residence permit

  • potpisani Zahtev za otvaranje računa (na obrascu Banke)
  • dokument kojim se utvrđuje identitet (lična karta, pasoš ili druga važeća isprava sa fotografijom) — passport / lična karta za stranca
  • “druga dokumenta u skladu sa propisima” (not specified)
  • written consent to a check of accounts at other banks, or a written statement that you have none
  • signing the Okvirni ugovor (framework agreement)

Asked for beyond the law:

  • PEP questionnaire “Izjava klijenta radi utvrđivanja statusa funkcionera” (form on the website; not stated whether it is mandatory for the basic account)

Online: remote conclusion of a current account contract — residents only (RBPU061); not described specifically for the basic account

Branches

Document intake at head office (pisarnica): No separate pisarnica is listed. A “Head Office” branch operates at the sedište address (Đorđa Stanojevića 16), Mon–Fri 09:00–16:30; by its own text the bank must issue a potvrda o prijemu prigovora (confirmation of receipt) with the place, time and employee.

CityBranchAddressHours
BeogradHead Office
head office building; cash desk open all day
Đorđa Stanojevića 16, Novi BeogradMon–Fri 09:00–16:30
BeogradBezistan
cash desk open all day
Terazije 27, BeogradMon–Fri 09:00–16:30
BeogradKralja Petra
bezgotovinska filijala (cashless branch)
Kralja Petra 14, BeogradMon–Fri 09:00–16:30
BeogradSlavija
bezgotovinska filijala (cashless branch)
Bulevar oslobođenja 7-9, BeogradMon–Fri 09:00–16:30
BeogradGTC
bezgotovinska filijala (cashless branch)
Bulevar Zorana Đinđića 64a, Novi BeogradMon–Fri 09:00–16:30
BeogradUšće
shopping mall
Bulevar Mihaila Pupina 4, Novi Beograddaily 10:00–22:00
Novi SadNovi Sad I
cash desk open all day
Bulevar oslobođenja 56a, Novi SadMon–Fri 09:00–16:30
Novi SadPark City
cash desk until 13h
Narodnog fronta 25D, Novi SadMon–Fri 08:30–16:00
Novi SadFutoški put
cash desk until 13h
Futoški put 42-44, Novi SadMon–Fri 08:30–16:00
NišNiš I
cash desk open all day
Balkanska 13, NišMon–Fri 09:00–16:30
NišNemanjići
cash desk until 13h
Bulevar Nemanjića 30, NišMon–Fri 08:30–16:00

All branches: https://www.raiffeisenbank.rs/sr/stanovnistvo/lokacije.html

Sources (15)