73nBasic Bank Account in Serbia
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Banks / Banca Intesa

Banca Intesa

Banca Intesa akcionarsko društvo Beograd · MB 07759231 · PIB 100001159 · www.bancaintesa.rs

mostly refuse verified verified 2026-11-06
For a non-resident, e-banking in the basic package is limited to utility and telecom payments up to 60 000 RSD; this follows from the rules on non-resident payment transactions. Under its General Terms, the bank may charge for a Kreditni biro report when opening a basic account; the amount is not published.

Where to send the application

Banca Intesa akcionarsko društvo Beograd Milentija Popovića 7b 11070 Novi Beograd

No separate correspondence address — same building as the sedište (registered office). For changes of personal data, the OUP (general terms) gives “Milentija Popovića 7b, 11070 Beograd (za Kontakt centar)”. Prigovori: name the department (see the address under “Where to send the prigovor”).

In person: at any branch of the bank. Bring a second copy of the application and ask staff to mark it as received, with the date.

Where to send the prigovor

Banca Intesa akcionarsko društvo Beograd Odeljenje za upravljanje zadovoljstvom i prigovorima klijenata Milentija Popovića 7b 11070 Novi Beograd

E-mail: [email protected]

Website form: https://www.bancaintesa.rs/stanovnistvo/kontakt/prigovori-fizicka-lica.html

at any branch (ekspozitura); the Banca Intesa Mobi app and e-banking; state that it is a prigovor (“uz navođenje da je reč o prigovoru”). Web form: JMBG optional, attachments up to 4 MB. Prigovor status: https://www.bancaintesa.rs/stanovnistvo/kontakt/status-prigovora.html

In person: at any branch: the bank must accept a written complaint and give you a receipt with the place, time and name of the employee (t. 6 st. 1 Odluke NBS 51/2025).

All branches of the bank

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Basic account at this bank

Product
Paket platni račun sa osnovnim uslugama
Fee
150 RSD / month
What's included
dinarski tekući račun; Dina debitna kartica (issued free); digitalno bankarstvo (e/m) free; uplata/isplata (deposits/withdrawals) at Intesa cash desks and ATMs; prenos sredstava (transfers). Extras on request: Visa Inspire debit, Mastercard Standard credit, devizni račun, overdraft, čekovi. For non-residents: e/m-banking only for utility/telecom payments up to 60.000 RSD; trajni nalog, credit card, overdraft, čekovi — residents only. Opening is free, but under the OUP the client pays for a Kreditni biro (credit bureau) report (amount not published).
Bank's page
https://www.bancaintesa.rs/stanovnistvo/paketi-platnih-racuna/paket-platni-racun-sa-osnovnim-uslugama.html
Contact center
+381 11 3108888 · +381 11 3108888

What people say

Reviews are contradictory and mostly concern Russian citizens: maximumns.rs (Oct. 2026) says Intesa “practically doesn't open” accounts without resident status; habr (2023) lists Intesa among banks where opening an account is “difficult or impossible”, with differences between branches. At the same time, Intesa's OUP expressly provides for a basic account for non-residents with zakonit boravak. No first-hand 2024–2026 reviews specifically about the basic account were found.

Caveats

  • Department name: website — “Odeljenje”, OUP 04.05.2026 t. 8.1 — “Sektor za upravljanje zadovoljstvom i prigovorima klijenata”.
  • The OUP requires payment for a Kreditni biro report when opening a basic account; the amount is not published, and compliance with the NBS decision's limits has not been checked.
  • The OUP does not mention the duty to give written reasons for refusing a basic account (it only says “omogućiti Korisniku da preuzme predatu dokumentaciju”, i.e. let the client take back the documents handed in).
  • The bank does not publish a list of documents for foreigners (which document proves a non-resident's zakonit boravak).
  • No EBS / home-country ID number requirement (NBS amendments of 2026) was found in Intesa's documents.

Documents: no residence permit, non-resident

Do they open accounts?: yes: the basic account is a “dinarski račun za rezidente i nerezidente” for anyone with zakonit boravak (legal stay); also Dinarski platni račun po viđenju za nerezidente and Devizni platni račun za nerezidente

  • Zahtev za otvaranje računa
  • passport
  • a document proving zakonit boravak (the bank does not say which one)
  • AML/KYC at the bank's request

Asked for beyond the law:

  • non-resident e/m-banking: only dinar payments for komunalne/telekomunikacione usluge (utility/telecom services) up to 60.000 RSD
  • trajni nalog, kreditna kartica, overdraft, čekovi — residents only
  • fee for a Kreditni biro report (OUP) — unclear whether it applies to people without a JMBG
  • Basic account — 150 RSD/month for everyone; the regular “Dinarski platni račun po viđenju za nerezidente” — 220 RSD/month (Tarifa t. 3.8); separate fees for transfers ordered by a non-resident (Tarifa t. 6.7–6.11)

Documents: resident with a residence permit

  • Zahtev za otvaranje računa (bank form)
  • passport / lična karta za stranca (resident status under the OUP: a residence permit or work visa and more than 1 year of stay)
  • “dokumentacija propisana pozitivnim propisima” and “dokumentacija koju zahteva Banka” (not specified)
  • AML (KYC) documents — not listed in the OUP

Asked for beyond the law:

  • payment for a Kreditni biro report when opening a basic account (OUP t. 2.1.2; amount not found in the Tarifa)
  • the bank may check whether you have an account at another bank and refuse if you do (OUP t. 2.1.2)

Online: not for the basic account: the page only has a call-back contact form; opening at a branch

Branches

Document intake at head office (pisarnica): No separate pisarnica/reception desk is listed on the website. A branch operates at the HQ address (Milentija Popovića 7b), Mon–Fri 08:30–19:00 — file in person there and get a receipt stamp on your copy.

CityBranchAddressHours
BeogradNovi Beograd — Milentija Popovića 7b
head office building; tel. 011/310-0725
Milentija Popovića 7b, 11070 Novi BeogradMon–Fri 08:30–19:00
BeogradStari grad — Knez Mihailova
tel. 011/302-2643
Knez Mihailova 30, BeogradMon–Fri 08:30–20:00
BeogradVračar
tel. 011/362-6572
Kneza Miloša 23, BeogradMon–Fri 08:30–19:00
BeogradZvezdara
tel. 011/3100-712
Bulevar kralja Aleksandra 79, BeogradMon–Fri 08:30–19:00
BeogradZemun
tel. 011/375-2482
Glavna 30, ZemunMon–Fri 08:30–19:00
BeogradNovi Beograd — Jurija Gagarina
tel. 011/228-68-81
Jurija Gagarina 36b, Novi BeogradMon–Fri 08:30–19:00
Novi SadBulevar Mihajla Pupina
tel. 021/487-0056
Bulevar Mihajla Pupina 4, Novi SadMon–Fri 08:30–19:00
Novi SadBulevar oslobođenja
tel. 021/4725-609
Bulevar oslobođenja 76a, Novi SadMon–Fri 08:30–18:00
Novi SadZmaj Jovina
tel. 021/426-086
Zmaj Jovina 15, Novi SadMon–Fri 09:00–18:00
NišSinđelićev trg
tel. 018/512-676
Sinđelićev trg 18, NišMon–Fri 08:30–18:00
NišMilojka Lešjanina
tel. 018/511-813
Generala Milojka Lešjanina 1, NišMon–Fri 08:30–18:00

All branches: https://www.bancaintesa.rs/stanovnistvo/lokacije-ekspozitura-i-bankomata.html

Sources (12)